Iowans who received health insurance through the Iowa Health and Wellness Plan this year have now started the process of renewing their membership for next year. Every twelve months, members are required to renew their membership to verify eligibility requirements.
A bi-partisan compromise approved by legislators in 2013, the Iowa Health and Wellness Plan was launched in 2014 to improve access to affordable health care. This year, an estimated 117,000 Iowans who didn’t have health insurance signed up for coverage.
To renew their health insurance plan, members provide information about income, household size and household members, tax information, and other health insurance options that may be available to the member.
In addition to renewing membership, members are being reminded of the Healthy Behavior Program requirements. In order to not have to pay a monthly premium the following 12 month period after re-enrollment, a member must complete both parts of the Healthy Behaviors Program during the first year of enrollment, including a health risk assessment and a wellness exam.
For 2015, the Iowa Department of Human Services (DHS) has proposed changes to the Iowa Health and Wellness Plan regarding eligibility requirements:
- The Iowa Wellness Plan will allow coverage for persons who have income up to and including 133% FPL
- The Marketplace Choice Plan will eliminate the requirement of mandatory enrollment based on persons having income from 101% to 133% FPL.
The Iowa Wellness Plan provides coverage for adults between 19 and 64 years old that make no more than 100% of the Federal Poverty Level (FPL). For a single adult, that is $11,670 per year, and for a family of four, the amount is $23,850.
The Iowa Marketplace Choice Plan will provide coverage for adults between 19 and 64 years old that make between 101% and including 133% FPL. For a single adult, the maximum income is $15,521 per year. For a family of four, the maximum income is $31,720.
More information on the Iowa Health and Wellness Plan can be found at http://dhs.iowa.gov/ime/about/iowa-health-and-wellness-plan.