Beginning November 1 through December 15, Iowans may purchase or change their Affordable Care Act (ACA) individual health coverage to become effective January 1, 2019. During this open enrollment, Iowans may call 1-800-318-2596 or visit healthcare.gov for information regarding enrollment and calculating applicable tax credits.
Iowans can begin previewing sample premium amounts for individual ACA-complaint health insurance plans at https://data.iowa.gov/Health/Sample-2019-Iowa-Individual-Affordable-Care-Act-Co/smvn-ctjb/data?utm_medium=email&utm_source=govdelivery for each of Iowa’s seven rating areas. These premium amounts will become official once posted to healthcare.gov during open enrollment beginning November 1, 2018.
According to the Kaiser Family Foundation and Centers for Medicaid and Medicare Services data, Iowans received an average monthly advanced premium tax credit of $888 during 2017 under the ACA. The state’s estimated total annual premium tax credits received by marketplace enrollees were $444,241,000. This information can be found at www.kff.org/health-reform/state
Local insurance agents, assisters, and certified application counselors are available to assist Iowans review insurance plans and determine which plan may best fit their needs.
Iowans can find local help by visiting http://localhelp.HealthCare.gov or contacting the Iowa Insurance Division at (515) 281-5705.